Just a YUMMY water damage from last week

Mark Saiger

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Grand Rapids, MN
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Mark Saiger
Remember....I'm out of the restoration game....uh huh!

Anyway, got a call from an adjuster in the early evening on site at a water loss.

Family didn't know who to call and this adjuster has been more than happy with us and how we treat our clients as well as how fair we have been to work with.

The father passed away a year ago.....you might have an idea why in a few pics!

The pipe broke in a section of the home that was added on to and had a crawl space. The pipe pushed all the sand and mud up against the access door to the crawl space. We were able to get a 4 inch by 12 inch spot hacked out of the door and get lay flat ducting into it.

Dried the rest of the place (basement and top side due to secondary water intrusion from high humidity). Basement is actually being gutted down to the cement blocks. Adjuster just wanted it dry as fast as possible, then worry about deconstruction. Our local building inspectors and codes are crazy, so you actually have to pull a permit gut the place....we don't mess around with this and have contractors on call for this.

Adjuster was a bit worried that company could say no coverage since they found out no one was in the place. Everything has worked out for coverage up to this point (fingers crossed)

You will be able see where the pipe broke.....we shoveled and did the bucket brigade removal of mud for about an hour the first night.

Also....all the upstairs....those walls are painted white!!!

Family told me the dad just sat in the house and smoked all the time (Really :eekk: )

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The place smelled of smoke so bad, I would have to plan to take a shower after every time I entered the place! Equipment was heavily decontaminated!

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Furnace is really chugging the smoke through the place also!!!

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Steve Toburen

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Steve Toburen
Thanks for the photos, Mark. And yes, it is amazing what people do to themselves with tobacco.

Steve

PS I liked your first photo. I reminded me of when one of our wealthier clients fled an to Hawaii during an especially frigid winter. However, their power was accidentally turned off shortly after they left. (I can't remember why.) When we drove up the drive to this 2 million dollar home the water had frozen into waterfalls from their windows! It literally had filled the home three feet deep ! I loved it! The owners? Not so much...
 

Mark Saiger

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Dec 26, 2006
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Grand Rapids, MN
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Mark Saiger
We do not do WD. Really considering it after this winter. Not a least until winter.


I'm being pretty selective these days on what and who I do water damages for.

I have had too many people default on payments the past couple years. They get the money and run. Even have in my contract that the insurance company is to pay me direct or at least get my name on the check, and they are not doing that.

I had a number of sewer back up calls on Thursday night. I'm not doing those anymore either. Our city had hired me to do a sewer back up last year. Only paid half the bill, said to bill their insurance company, and the homeowners did not have sewer back up coverage. The homeowners were taking the city to small claims court. Court date was in a couple weeks. City public utilities decided to call them and settle out of court this week. Hopefully I will get my remaining $3500 due.

I shut down the fire-smoke division of my business this year. That just got to be too skinny of a profit margin around here with the insurance companies.

The people on here can help you a lot and even help you with which direction to go as far as getting started.

Mark
 

GCCLee

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East TN
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C. Lee
Looked like a stinky nasty Hell hole is what it looked like.



Sheeew that was one to pick : )
 
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Mark Saiger

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Grand Rapids, MN
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Mark Saiger
LOL No kidding!

I think he's done more since he's been "out" than when he was "in". :winky:

Actually done less this year, but as far as getting paid for the ones I have done, I think we have only collected on 3 of the since December.

Lot's of dragging of feet to write the checks....insurance companies and clients.
 

tmdry

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Bill Martins
You gotta pull a permit to demo anything? damm! :hopeless:

I would've "gut" that entire place...:rockon:
 

tmdry

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Bill Martins

My lawyer charges $150-$250 to write a letter and send it out to anyone not paying or trying to pay less. We've done that to a few already in the last month and gotten paid, except for 1 that is on "standby".
 
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Mark Saiger

Mr Happy!
Joined
Dec 26, 2006
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Location
Grand Rapids, MN
Name
Mark Saiger
You gotta pull a permit to demo anything? damm! :hopeless:

I would've "gut" that entire place...:rockon:

Yep,

Permit for the demo, permit for lead paint possibility, permit for possible Asbestos.....they want their money in this little town!

And everyone pretty much knows everything going on....unless you have a goat in your backyard :icon_razz: (see one of my other posts)

Adjuster wanted it dried right away and the paneling really wasn't slowing us down much.

I punched a couple holes in the walls to get air behind the paneling and little bit of white foam here and there...

They still haven't got a contractor lined up for sure. Don't think anyone is going to move too fast now.
 
Joined
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Location
NY
If I was an insurance adjuster, I'd just cut them a check for $15,000 and bulldoze it.
About this time last year, I was asked to quote a screen and recoat on an improperly zoned 2 family home. The place was a wreck. I quote the first room more than the guy wanted to spend total. I knew that was going to happen, good thing it was 5 minutes from my house. He ripped out all the nasty, smelly, flea infested carpets because it was spring clean up week and free to haul that away. He told me that he won it at an auction for $15,000. Looked like this place. Had foundation damage he attempted to repair last summer. I drove buy it in February. One of the bad storms this winter collapsed the front porch and it was condemned. I drove by about a week ago, it is an empty lot. Probably cost $15,000 to haul the demo away. I have no doubt he abandoned it.
 
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