The inconvenient OO question..

Discussion in 'the CleAn Room' started by Mikey P, Jan 9, 2018.

  1. Mikey P
    Mikey P

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    If you broke your leg or had a heart attack or... and had to take at least two months off starting tomorrow, what's your game plan?
  2. Cleanworks
    Cleanworks

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    That would be inconvenient. No plan, just go with the flow. Probably be calling up all my carpet cleaning buddies to see who can do what and with how much commission type of thing.
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  3. Nomad74
    Nomad74

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    Swan Dive off Shasta Dam

    [​IMG]
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  4. Mikey P
    Mikey P

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    You may want to think about eating healthier my friend


    Stress and Secret Sauce are gonna make you go thumpity thump thump..
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  5. Nomad74
    Nomad74

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    Actually, I have been. Lost 13 pounds so far and blood pressure is going down. Cut out most fast food and soda. I still have my days though. I sleep with one eye open. I have a $2 mil life insurance policy. For some reason my wife keeps me alive.
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  6. SamIam
    SamIam

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    Phil carpets only!

    Or I would hobble it out !with a helper.

    I would of course bitch the whole time.
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  7. SamIam
    SamIam

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    Opportune moments!

    My wife always watching murder mystery life time for women.

    And 20/20! Who dunit.

    I just ask make it painless please.
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  8. Old Coastie
    Old Coastie

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    The question is one every working man or woman must confront.
    Losing one income is a big deal for a couple unable to live on the second income.
    It is devastating to a single income family.

    Control what you can; insurances, safety shoes, prudent driving, weight, smoking, driving backcountry trails at high speed and so forth.

    Cope with the rest.
  9. Nomad74
    Nomad74

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    Ok. Serious time.

    A few times I’ve been down for the count and thought I was going out of business. When I had pneumonia and couldn’t get off the floor of a carpet I was stretching, When my Amtex kept breaking down, then when I cracked my pre-heat exchanger on my SS870. All very scary times for me.

    Now that I have my Amtex back and all fixed up and installed in my other van, I’ve decided to keep it as my backup rig. This year I’m planning on growing my commercial production and hire a couple of heads of cattle and teach them the ropes. Mentally for me this is a huge barrier but I’m forcing myself through it.

    I’ve been going door to door to large commercial business and so far the response has been positive. Been asked to write a couple of estimates. As soon as I lock in one biggie, I’ll put out the feelers for a helper. It’s my goal to build something scalable and keep the quality up. Fingers crossed.
  10. Nomad74
    Nomad74

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    I’ll just add that having good relationships with my fellow local cleaners has saved my ass a few times. I’m so thankful for my relationships with Ivan and @TConway. They’ve helped me more times than I can count.
    Pioneer Floorcare and Cleanworks like this.
  11. GreenTechAgain
    GreenTechAgain

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    O/O of if you have a JOB more or less the same.

    Heard today where 60% of the population has less than $500 dollars in the bank.

    Would fall behind, but survive a broken leg.

    Death or long-term disability, another story.

    Other than bills, the only debt I have is a $309.00 a month car payment. No mortgage.
    SamIam, Matt Wood and Askal like this.
  12. KevinD
    KevinD

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    Long term financial plan already set.
    2 months would be a mere hiccup.
    Papa John, Mikey P and Nomad74 like this.
  13. steve_64
    steve_64

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    I shouldn't be working now. Fell on some ice at Bob Evans last night, just got back from chiropractor but he was no help. Going to get a Chinese massage at the mall and see if that helps, it usually does.

    I'd be more lost without Genny. Not sure about now but my business insurance use to cover so much for list work.
  14. steve_64
    steve_64

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    Ive been eating pickled baby beats to help settle my stomach. I'm also taking a new vitamin. Seeing a little difference from the vitamin but love the pickled baby beets.
  15. Swani
    Swani

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    I have disability insurance and credit life on my loans. The railroad provides me with a short term disability plan the covers 80% of earning for 6 mo. And a long term that covers 60% for anything longer then 6 mo.
  16. rider0992
    rider0992

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    Dear Jesus, I’m depressed now :confusedd:
    Matt Wood, Askal, sOOper hero and 2 others like this.
  17. Derrick T.
    Derrick T.

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    Brandi better learn quickly...

    Thats why i trying other business avenue.
  18. John Olson
    John Olson

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    It's not just the owner-operator, our whole industry is made up of very small companies. None of us like to think about what will happen to our families if something happens beyond our control. I know for the first time in a very very long time I am concerned that everything might not be alright even though I know no matter what I have done my best to make sure my wife and kids will be ok it's still a worry I can't shake. Make sure you have as much as you can control taken care of, it is scary to plan for being disabled or even dead but it's a real possibility to become disabled doing what we do and we all are going to die it's just a matter of how and when. Growing old sucks but not growing old sucks even worse..
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  19. Mikey P
    Mikey P

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    hopefully not cartoons...
  20. sOOper hero
    sOOper hero

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    Been there done that in '92 when I crashed and smashed the fook out of the van/tm and my BODY
    two small kids and sole family income provider

    Intensive care unit to surgery to step down room for a 7 day stay
    Then home in a hospital bed for a month

    I qualified for temp SSI
    Which was barely enough to pay house payment and utilities

    In-laws helped financially or we'd of been in the soup


    Insurance on van/tm was enough to put together a cobbled unit and pos van
    Forced my crippled azz out of the bed after a month to make the van and unit happen

    Got fortunate to find a man
    A clueless, backwards as hell 21 year old that lived with his parents, but was straight laced, clean cut and able bodied AND would work for peanuts (all I could afford to pay)and couldn't afford that

    and hobbled around in great pain for the next year determined Id never go back to being completely dependent on my own body as my only source of income

    I'm still a BD, but as long as I'm able to use a fone, I can make it


    ..L.T.A.
  21. Braden bell
    Braden bell

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    2016. 22 days in the hospital. 400k in hospital bills. Two surgeries. No insurance for the first surgery. If you need advice on how to do it wrong I'm your man. Things are settle down now though

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