Who are you using for Credit Card Processing? And please rate 1-10 Stars

Discussion in 'Lets talk Business!' started by Ron K, Feb 4, 2017.

  1. Ron K
    Ron K

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    and please tell me what you like best or bitch em up if you feel the need.
    We do still do about 65% in checks .
    No cash to speak of.
  2. Nate The Great
    Nate The Great

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    Cash discount?!?

    We use a CC machine at the office.. It's just under 3%.. Supposedly if you Punch the numbers in manually it's cheaper.. We accept cash, check or charge.. I'd prefer no cards but when the dollar amount is over $250, most don't carry that kind of cash..

    We just had a customer pay $1200 in cash living at a low income building where we gave him a break on price also.. Come to find out he was an auditor and was very sharp with numbers..
  3. Lee Stockwell
    Lee Stockwell

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    Did the machine at the office for many years. At the first it was almost a black hole, with machine lease and stupid fees.

    When Square came out I was suspicious at first, "what's the catch?"

    No catch, run the card from my phone, money in my bank next day, minus about 3% fee. Well worth it.
  4. Cleanworks
    Cleanworks

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    I just take Visa, no machine, I just call it in and it is deposited into my back account. Been working for me for like that for over 15 years.
  5. Jim Nazarian
    Jim Nazarian

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    Last edited: Feb 4, 2017
    EDS likes this.
  6. Todd Millar
    Todd Millar

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    Carpet Solutions
    I use my Housecallpro app, it's just below 3 percent. No problems ,very easy to use.
    Onfire_02_01 likes this.
  7. WillS
    WillS

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    If you bank with Chase, they have a program called Mobile check out. 1.9%. Deposits the money next day.

    We used intuit for a while but if you took a card on Thursday after 3pm it wouldn't go in til Monday.
  8. jcooper
    jcooper

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    Square has been great for us. Works every time, no issues in over 4-5 years. They are also have a whole suite of business programs, invoicing, scheduling, website scheduling, apps to get paid through you website, loans, etc... Should be pretty cool.

    It's worth what it cost and then some.
    EDS likes this.
  9. Matt Wood
    Matt Wood

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    square is 10 compared to PayPal 2.
    Lee Stockwell likes this.
  10. EDS
    EDS

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    Square and the occasional Invoice2go when customers are not present for payment.
  11. EDS
    EDS

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    If it works for you then great. For me it would be inefficient...
  12. Pioneer Floorcare
    Pioneer Floorcare

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    1.99% no catches at housecall.
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  13. Russ T.
    Russ T.

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    Square has worked well for us.

    iPhone 7 and some other smartphones have done away with the headphone jack. The older style reader plugs into a headphone jack.

    I run it through my iPad so it's no big deal but I wanted to mention that.

    I believe Square is selling the kind that doesn't need to be plugged in to your phone (Bluetooth?).
  14. Russ T.
    Russ T.

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  15. FredC
    FredC

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    The old style will work with the headphone adapter on the 7


    But wireless (NFC) lets you take chip cards too is what I understand
    Russ T. likes this.
  16. Radar Foster
    Radar Foster

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    Square
  17. CtcClean
    CtcClean

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    I have been using square, paying 3%. It's worked for me so far but I would like to get a chip reader without paying for one, and pay less than 3%...... pipe dream or is there something out there? Thanks -
  18. PrimaDonna
    PrimaDonna

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    We use a company called trans act. Have card readers on the laptops, but can log on to system and hand key in, or have a link for people to pay from our site.

    We don't rent any equipment. Processing rate is very good. That factored in with their other "fees" has averaged us 2-2.3 % each month. I've found while other companys have a lower "swipe" or transaction rate, they kill you on the back end with statement fees, gateway fees, just for the hell of it they won't know the difference fees....

    So I add everything taken out each month and divide by the amount we actually ran and it's between 2-2.3 %. Depend on the type of card (rewards) if they were swiped etc. that accounts for the .3% variance. Owner was in my BNI group with me. Great customer service and they handle accounts all over the states. Prior to that we used Costco, which was a good rate, but had to buy the terminal at the time. Transact rates were even better tho.

    The get a 10

    http://www.transactcc.com/
    CtcClean likes this.
  19. TomKing
    TomKing

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    We use Heartland. There are no middle men. If you're interested contact us we can help you connect.
  20. Hoody
    Hoody

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    I just added square as an option a few days ago and a few clients like to pay via the Square Cash app. On our emailed invoices the client really doesn't see much difference besides they don't have to go to Paypal to run their card. I also save about .4% going with Square.

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