icleancarpetz
Member
How are some of you owner operators and the like getting health insurance? Obamacare, wife’s job? Or paying for it yourself? If so, who’s the provider?
Selling them is probably more dangerous..
I signed up to satisify Obama. Been using it but have another Dr. I pay cash to see. So far been lucky with my health.I hope you don’t need anything that’s serious with the VA. I have a friend who has been trying to get a knee replacement for 2 yrs. it’s happening this week.
X3!X2.
No lube
I've been trying to set my self up for retirement by trying to max my 401k out every year and working as much as I can. I've got 11 years in and 23 to go to get full retirement at 60. But it takes a toll on your family being gone all the time and missing holidays, birthdays, etc. My friend who also worked for the rail just died at the age of 45. So I gotta ask myself is it worth it? We started this cleaning company so my wife could quit being an occupational therapist, and have her own schedule for the kids. Carpet cleaning just seemed like a good add on. We work really well together and would love to spend my time working with her every day. But there is that dreaded insurance that keeps me plugging away. It's kinda scary to think of a medical emergency bankrupting your family.Don’t count on it and don’t quit the railroad
The state of US Healthcare is a runaway train
And it probably would too. We you've got nothing they can't take anything. But when you have it, you need to protect it.I've been trying to set my self up for retirement by trying to max my 401k out every year and working as much as I can. I've got 11 years in and 23 to go to get full retirement at 60. But it takes a toll on your family being gone all the time and missing holidays, birthdays, etc. My friend who also worked for the rail just died at the age of 45. So I gotta ask myself is it worth it? We started this cleaning company so my wife could quit being an occupational therapist, and have her own schedule for the kids. Carpet cleaning just seemed like a good add on. We work really well together and would love to spend my time working with her every day. But there is that dreaded insurance that keeps me plugging away. It's kinda scary to think of a medical emergency bankrupting your family.
We're union but we haul mostly freight and it's usually 40 hour round trip from when I leave home.Gotcha
When I hear railway I think of our Amtrak MBTA system here in Boston
Great Union jobs that are pretty much 8 hour shifts plus overtime
It’s tough to make the jump , I started as a kid in my parents home at 23 years old so I had nothing to lose