10k hospital bill in th mail today...
- Thread starter Jeremy
- Start date
Royal Man
Member
That's all!
Seems like even a small one is 20K.
Usually they are happy to take $500-1000 a month untill it is paid for.
Seems like even a small one is 20K.
Usually they are happy to take $500-1000 a month untill it is paid for.
dealtimeman
Everyday is Saturday.
You will need to negotiate a lower total and it take time to get it done.
Desk Jockey
Member
Trade them some cleaning. ???
Call them and work out a payment plan. $100.00 a month.
You'll have it paid before your son makes it to middle school. :shock:
Call them and work out a payment plan. $100.00 a month.
You'll have it paid before your son makes it to middle school. :shock:
Zee
Supportive Member
Dang! That is not fun!! :-(
On the other hand...if everyone is gona be ok and healthy, that is worth a lot of money. Just thinking back to two years ago, our first baby we wanted....the little guy never got to grow full term and be born.
On the other hand...if everyone is gona be ok and healthy, that is worth a lot of money. Just thinking back to two years ago, our first baby we wanted....the little guy never got to grow full term and be born.
steve g
Member
I would be prepared to really twist their arm. I have a friend that is a doctor and he told me medicaid only pays about 40% of what the self pay patients pay. so that would mean your 10k bill is now 4k. that is what I would tell them I would be willing to pay and they will I am sure say no at first, thats ok just stick to your guns and say 4k is all you can give them. they will say oh we will send this to collections, I would say do it, I am only paying 4k. don't be scared,
ACE
Member
Here is what I don’t get; if there is a restoration job that is not covered by insurance most companies will give someone a break on the price. With health care, it’s the other way around.
Mike Draper
Member
- Joined
- Jan 13, 2008
- Messages
- 4,402
over $200,000 for my little girls 2 week stay in ICU and a life flight. :shock: Thank goodness for insurance.
Royal Man
Member
My wife is had been uninsurable.
I've paid a lot out in the last 20 years.
Still working on one. (Pulmonary embolism)
I would more than welcome one for only 10k
Many have been for 2-3 times that.
Last year she was finally able to get on disability. (No money just pays med bills)
Sure helps a lot.
I've paid a lot out in the last 20 years.
Still working on one. (Pulmonary embolism)
I would more than welcome one for only 10k
Many have been for 2-3 times that.
Last year she was finally able to get on disability. (No money just pays med bills)
Sure helps a lot.
Becker
Member
Wow, they were quick to bill you..
I had to visit the ER a few months back.
Took them over 30 days to send me a bill for my visit.
No insurance? Aid?
I had to visit the ER a few months back.
Took them over 30 days to send me a bill for my visit.
No insurance? Aid?
steve g
Member
Becker said:
well they probably haven't sent all the bill yet. I also use the same analogy about water damage and insurance, honestly what I do with self pay water damage jobs is say, ok you get half off what I would charge insurance, but we need to be paid upon completion. and that half off is a real half off, not half off some inflated value that the hospitals come up with.
hospitals have as many as a dozen different pricing rates depending on WHO is paying the bill. it would be like me saying oh you don't have insurance we have to charge you double for your water damage job.
cleanimagemarketing
Member
- Joined
- Mar 31, 2010
- Messages
- 264
And I believe a hospital cannot stipulate how much you have to pay every month. You set that rate. Offer them $50 a month and see how fast they write it all off.
Royal Man
Member
They are less likely to reduce bills because they depend on full payments to offset medicaid.
Still can't hurt to ask.
I've been paying several hundred a month for the last 20 years on hospital bills for my wife.
Still can't hurt to ask.
I've been paying several hundred a month for the last 20 years on hospital bills for my wife.
steve g
Member
Dave Yoakum said:
knowing they will take 40%, my attitude is they can sue me if they don't like my offer, let them explain to the judge why they are charging a self pay person more, the reality is that will not happen because when push comes to shove they will take cash in hand vs spending money and not winning anyways.
S
sam miller
Guest
to bad no major medical insurance with a 2 to 3 thousand dollar deductible my whole family thru blueshield is covered for
around $300.00 per month. there's 5 of us my oldest is gonna get hers thru Homedepot soon better insurance!
Still if I go in and get sick and have a 20 k bill I only pay $2500.00 I think thats a yearly deductible also. My wife knows.
I got a really cheap Business Insurance policy also through Mercury about $600.00 per year a million dollar policy which
works for what I do.
around $300.00 per month. there's 5 of us my oldest is gonna get hers thru Homedepot soon better insurance!
Still if I go in and get sick and have a 20 k bill I only pay $2500.00 I think thats a yearly deductible also. My wife knows.
I got a really cheap Business Insurance policy also through Mercury about $600.00 per year a million dollar policy which
works for what I do.
