Insurance policy for Commercial acct bid ?

[Cleanit]

Expanding to commercial jobs.

Whats the best comany to go with in the midwest? 2 million general liability? Chicago to be specific?

Looking to start bidding for the Fall.

Any Suggestions?

Thanks.

 

[Cleanit]

Found good info here.

viewtopic.php?f=1&t=21460&hilit=commercial+insurance+policy

 

[Cleanit]

27 views and no one could even chime in. Thought Mikeysboard was Hot. Probaly Not. LOL

Any way I think we would just go with The Hartford. They have a Local Office here in Chicago, and they offer Inland Marine, General Laibilty and Workmans Comp.( We would be hiring 2-3 new techs for this expansion).

Its kind of convienent to deal locally.

 

[Lee Stockwell]

We figured you were Greg. :-)

A newbie's best bet is thru his agent who insures his home and vehicles. Your biz history will likewise be a factor.

I use State Farm, but have used several others over the last forty years.

Regarding lack of response: long holiday weekend after a scorching busy summer, we are chilling now.

 

[Cleanit]

greg who? the wi...er. sorry not me.

Lee thanks for the response however what excatly do you mean by "Your biz history will likewise be a factor."

We've been in business for like a year now. And growing rapidly. We do only Carpet, Rug and Upholstery for now.

 

[steve frasier]

You don't already carry general liability insurance?

I use to let a broker do the searching for me, the last one I use an internet search asking for rate quotes

I have switched insurance carriers the last 2 years due to over the top price increases

 

[floorguy]

a yr....hummm your gonna be paying some $$$$


go find a local broker to search it out for you...

i just switched back to auto owners

they are a huge commercial writer

 

[Warren Wallace]

We figured you were Greg. :-)

A newbie's best bet is thru his agent who insures his home and vehicles. Your biz history will likewise be a factor.

I use State Farm, but have used several others over the last forty years.

Regarding lack of response: long holiday weekend after a scorching busy summer, we are chilling now.

I use state farm to but they found out I do water restoration they said they would not renew.I do less than 10% of
my gross and never had a claim, they said didn't matter we don't cover wd.

 

[Desk Jockey]

Steve is right, a broker will do all the leg work and give you the options and lowest rates or the most coverage for the money.




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