Liability ins..I feel like I'm getting screwed

[davegillfishing]

We pay 2000$ a year..

Never had a claim ever in 8 years (knocking on wood)

We have 90k in payroll

Seems really high to me..

Who are you guys using and whatcha paying

We are with Hartford

 

[GCCLee]

Mines not much cheaper.

Jus glad I aint gotta have 4mil like some places demand aroun here.


Sent from da parking garage of dee detention center

 

[Chris A]

I think just our liability is $1200 or so, combined with the ins on the vans so not sure exactly, seems about right to me

 

[Shane Deubell]

Cant really talk about it without revenue, more revenue = more liability.
Plus, # vans, drivers, what services and how much coverage.

For $90k in payroll, that doesnt sound high to me either.

 

[Buck1955]

I know, it's not like were electricians, or plumbers.

 

[Mark Saiger]

Dave,

Are you talking just business Liability insurance or work comp?

It actually seems low compared to what we are paying.

Our work comp last year was $3373 based off $66,623 wages

Our other insurances totaled $6063 for business insurance and vehicle insurances.

No claims either, but we have shopped around and still cannot locate cheaper Insurance in the State of MN.

I'm sure each state has laws that effect the insurance market.

 

[davegillfishing]

Yea that's just liability ins..auto is through State Farm

I'm waiting on a quote from peach tree

 

[bob vawter]

yaaaaaaaaa......now i remember why i sold my business!

 

[davegillfishing]

lol

It won't make me sell but it doesn't make me happy lol

I couldn't make what i make now working 3 full time jobs and I don't work one full time job

I'm constantly running and steering my business but actually on the truck..1 day a week max