The light vs. heavy all got started on the fire restoration side and it's been slowly washing down into other service line items.
I'd say 90% of it applies to structure and contents in this situation: Cleaning dry smoke residues from a hot fast burning fire that are, dry, non-smearing particles, happens a lot easier than cleaning wet smoke residues from low temp slow burning/smoldering situation where the particles are smeary/greasy.
That's probably the best use example I can give of the line of thinking in the different rates.
I think in water and mold line items it has it's places as well - it all boils down to justifying the use of the higher paying selections to the adjuster.
In many cases the adjuster doesn't argue it because it is much less costly to do what you have to to salvage than it is to replace, be it contents or structure.