I am doing work for a customer that has suffered water damage in a rental property they own.I hope someone may be able to confirm or correct some understandings I have about the responsibilities of Insurance Companies.
It is my understanding that the Insurance Company may determine if there is or is not coverage, but they cannot determine the scope of the work, the manner in which the work is done. That is the responsibility of the contractor.
Also, another clarification
Nowhere in the contract with the homeowner, nowhere do the terms "cheapest, leasdt expensive or lowest priced " contractor are in the policy
Comments and clarifications would be appreciated.
Thanks
Dan
It is my understanding that the Insurance Company may determine if there is or is not coverage, but they cannot determine the scope of the work, the manner in which the work is done. That is the responsibility of the contractor.
Also, another clarification
Nowhere in the contract with the homeowner, nowhere do the terms "cheapest, leasdt expensive or lowest priced " contractor are in the policy
Comments and clarifications would be appreciated.
Thanks
Dan