What are you paying for health insurance?

[Mikey P]

and what is your deductible?


Four of us here. $630 going up to $850 with a $5000 deductible

 

[Nate The Great]

and what is your deductible?


Four of us here. $630 going up to $850 with a $5000 deductible

Waz dat? U mean, it's not free?? Frickin Obama!!!!!!!!!!!!!!

 

[daniel@procarpet]

119 montly with 1500 deductable. After the deductable everything is 100 percent covered. I was paying 99.

 

[Eric Scofield]

Same here its geting real bad!

 

[Mikey P]

119 montly with 1500 deductable. After the deductable everything is 100 percent covered. I was paying 99.

Where do you live?

Mars?

 

[Lefty724]

I pay $176 a month here Blue Shield. 31 non-smoker, like walks on the beach, and spending time with my family :mrgreen: !!

 

[Guest]

Check http://www.ehealthinsurance.com they are a broker of all the major insurances, and the quote will be the exact same price anyone else can get it. But, at least you will see who has the best offer of all the insurance companies.

 

[Chris A]

$230/month for the two of us.

 

[truckmount girl]

$680.34 for four of us, through my husband's employer. Employer is paying a portion, that is just our part. Crappy HMO (Health Net) that's a PITA to get seen by a specialist.

But it's better than nothing, which is what I had before!

Take care,
Lisa

 

[Ron K]

Make sure you have an presciption plan also. Drugs are starting to become a major cost in health care. But in Cali you can grow em yourself! :roll:

 

[Royal Man]

$275 mo. major medical, high deductable, just for me.

If obammy gets his way you won't be able to get high deductable major medical policies.

The goverment regulations will dictate the level of coverage you have to buy from the insurance companies.

This will hurt people that have to buy their own insurance.

Just part if the reason his plan has to be forced on us against our will.

 

[Jimbo]

560 HMO

1500 Deduct

1 person

 

[rhino1]

Last policy was $1000/month with $750 deductible for family plan. It paid 80% of major medical and you had to pay upfront and wait to be reimbursed for prescriptions.

My wife took a job at AT&T, their plan is GREAT and our portion is only $300/month. They don't pay much otherwise, but you can't have everything.

 

[Desk Jockey]

Blue Cross $1038.00 Family for me.

The single guys are only $138.00

 

[FB7777]

$994 / month with a $4000 deductible


was paying $1,600 / month until I went with the deductible plan

 

[randy]

$65 a month with a $25,000 deductible. My theory is that health insurance is no longer anywhere near affordable or cost justifiable, thus I'm pretty much self insured. I want the policy I have but only to cover catastrophic loss. If a guy paying $300-$500 a month from age 30-65 put that into just about any investment vehicle & carried a really high deductible catastrophic plan, 98/100 times he would be better off. I just pay 100% of my medical care out of a corporate account and write it off as a business expense. It seems like a risky way to go but when you run the numbers and evaluate the true risk it really isn't. By carrying "great" health insurance all you are doing is paying the medical bills of those who don't. That is why are health care costs are so outrageous and we can count on it getting even worse. When illegal aliens & welfare moms are intentionally having children they can't support (to increase their income potential through aid to dependent children, food stamps etc) when we have all these programs Medicare, Medicaid that pay hospitals 20% of the true cost of care WE GET TO COVER THE DEFERENCE THROUGH HIGH PREMIUMS. Premiums that go up at a rate many times the rate of actual inflation and will continue to the point where no one has any coverage at all.

Personally I believe this is all part of a plan from the far left wing , socialistic dreamers that want to destroy the drive for achievement, ruin big business & small business alike and have everything run by the government. A nanny state where the government takes care of everyone (really poorly) in exchange for everyone giving up their freedom.

Visit Norway, Sweden, France or any other socialistic country and the standard of living is no where near what we enjoy. They have encouraged laziness in their people for years and the productive leave to escape outrageous tax rates. You are left with a country made up of people that demand benefits without working.

 

[The Preacher]

a little over $400mo through my wifes job (school teacher). i'm appling for jobs with other health options. if i get hired on as a school food service rep our insurance would be $18mo due to what the school board would pay.

i agree with Lisa, it's HMO but better than nothing.

 

[-JB-]

I'm w/Randy on this one.

 

[CraigT]

i only get it because my wife wants me to. something around 180/month for the two of us, i'm 30 she's 25, and a 1500 deductible from midwest. it's a fake group insurance through alliance and midwest. I tell her to take care of the details and I stay ignorant and haven't seen a dr. office in 7 years. one of these days i'll just keel over.

 

[dgardner]

About $260 a month for medical/dental through my corporate gig for the wife and I. $1500 deduct, $30 office visit, $150 emergency room (Cigna). I used to gripe about the high cost - but after reading some of your posts it seems I have it pretty reasonable. Some of Y'all are paying more for insurance than my house payment!

 

[Bjorn]

you know the great Obamer could make all this less expensive for us on Monday morning if he really wanted to

just sign into law that we can buy our health insurance any where we want to

you know like across state lines it would make insurance affordable for millions of hard working Americans

 

[Out of Character - 0]

$320 per month 0 deductable for myself. I broke my foot earlier this year, $17,000 + They just reinstalled my right thumb for free and will pay for alot of physical therapy, lots of $$$$. I'm feeling better about my premium.

 

[Jim Williams]

I'm at $826 a month for the three of us with Wellpath. $7000 deductible they pay 80%, $15 office visits, prescriptions $15 and $30.

My wife is uninsurable under an individual plan, but under a group plan everyone has to be covered and can only be rated up 60% due to health problems.

 

[bob vawter]

you guys are paying mine...
again....thanks a lot!

This retirement thing is alright......shoulda did THIS long ago!

 

[Brad_Smith]

$1200 and some change for me and wife barely under 40 and 6 year old. blue cross 70% 3k or 5k max out of pocket don't remember. no deductible and have to keep it that way as my wife is diabetic. I get ****** hard every year cause health insurance comes out after self employement tax. This is living in a cheap ass part of the country too.

 

[Louis]

$719 a month for four of us at kaiser. $2000/$4000 deductible HSA plan. I do group plan. It started at $430 3 years ago and goes up about a $100 or more a year.

 

[randy]

you guys are paying mine...
again....thanks a lot!

This retirement thing is alright......shoulda did THIS long ago!

Bob, in your case I don't mind one bit. When a guy lives that long he deserves it. Especially in light of your service to the Union Army during the battle of Gettysburg.

 

[Ed]

$740 month for my Wife and I. We just received notice of a 40% increase. Put an end to tort cases and we should see a siognificant decrease in ins. cost. Only problem is most of our politicians are lawyers.

 

[SRI Cleaning]

Aetna $260 prescription coverage and full dental.

 

[Lora Olson]

We use an employee leasing company. They take care of all paychecks, payroll and government forms (workers comp, FUTA, SUI, FICA blah blah blah) for $35 a check. Also have 401k programs and Health, Dental, Vision insurance available.

We had to go this route as I am Type II (well controlled for years...non-insulin dependant) and can't get insured anywhere else cept the high-cost state run insurance. We pay about $400 a month for just me, but it has low co-pay, prescript drug coverage and about $1000 deductible.

And yes, the two biggest things to reduce the cost of Ins. is removing the blood sucking scum eating SOB lawyers from the equation...

and buying across state lines. But get rid of the a-hole lawyer scum first...that will make the biggest difference.