This is what they sent me.
A benefit or sales pitch?????
Thank you for your interest in D&B's services. As you have requested, I am sending more information about the CreditBuilder PlusTM.
The CreditBuilder Plusä service is ideal for new businesses that need to quickly establish their credit rating and develop a payment history. CreditBuilder Plusä provides you with a D-U-N-Sä Number and develops your company's full D&B credit file. You profile includes D&B scores and ratings, such as the PAYDEXä Score*, which can help accelerate the decision process and improve your rates or terms when you're trying to obtain a loan or make a purchase on credit.
Benefits and uses
Establish a D-U-N-Sä Number to uniquely identify and protect your business.
Expedited creation of a basic credit file within one business day to help establish your company's credibility.
Full set of scores and ratings (including a PAYDEXä Score) that helps you to qualify for business credit and enable your business partners to make fast and accurate decisions about your company.
Develop your company's PAYDEXä Score and improve the accuracy of your other scores and ratings by submitting up to six trade references over the course of 30 days that D&B will contact to collect payment experiences.
Access to your company's credit file to help you understand how your business partners are making decisions about your company and how you can use your company's strengths to negotiate better terms.
How it works
You will provide D&B with comprehensive information on your business, including company background, operational information, business owners and financial statement information (optional) and up to six qualifying trade references.
D&B will contact the trade references you've submitted to collect payment experiences that will be added to your credit file.
D&B will assign you a D-U-N-Sä Number and build your full credit file, making your company eligible for all scores including the D&B PAYDEX Score, which is not available without payment experiences.
D&B will deliver a basic Business Information Report (BIR) on your business once your D-U-N-Sä Number and the basic file have been created and a Comprehensive Report on your credit file once your payment experiences are added.
D&B will email you throughout the process to inform you of what references were added to your file and provide you with the opportunity to submit additional references online until you reach six references or 30 days.
* A PAYDEXä Score is determined by how your company has paid it's bills over the past year, based on payment experiences reported to D&B. It can help accelerate the decision process and improve your rates or terms when you're trying to obtain a loan or make purchases on credit. If you need a PAYDEXä Score to provide your company's payment history, you should purchase the CreditBuilder Plusä.
The cost of this service is $549. I am more than happy to answer any additional questions that you might have about this service provided by D&B. Please feel free to contact me , via email or by calling .
Thank you again for your interest in the CreditBuilder PlusTM.
Self Monitorä enables you to improve and protect your credit by understanding the elements in your report and monitor any changes to your profile so that you can proactively address any issues quickly and efficiently before they cause harm to your business.
Improve your credit by understanding how the information in your credit file is used by other companies to evaluate your business as a potential borrower, supplier or business partner. And understand which scores you may need to enhance to generate new business opportunities and new revenue.
Protect your credit by ensuring that the information in your credit file is accurate, so you can show the most favorable credit standing and preserve your ability to act on business opportunities.
Benefits:
Understand what D&B recommends to companies about the business when a company pulls the D&B credit file.
Obtain loans, attract new customers, secure favorable credit terms and protect your business's reputation by ensuring that your D&B information presents your company in the best light.
Be more competitive by understanding how your company's financial stability compares to others.
Be aware of how your PAYDEX score (D&B's assessment of how quickly you pay your bills) might reflect positively or negatively on your credit profile so you can change it if necessary.
Verify that D&B has the most complete information available.
Features:
See current D&B ratings and scores with an explanation of what elements affect those evaluations.
See graphical representations of whether your company is in the high-risk category for late payments and of how your company paid its bills over the past 90 days.
Receive D&B's assessment of how much credit should be extended to a company like yours.
See public records and other newsworthy events about your business.
Use auto refresh so that each time you go online, you will see the latest information D&B has on your company.
For one full year, receive alerts 24/7 anytime there is a noteworthy change to your report.
Provides quarterly score summaries highlighting the changes to your key D&B scores and ratings over a 90 day period.
Receive a guide to the details of your SelfMonitor report, how to analyze the information, and how to improve or fix 'red flags'.
The cost of this service is $369. I am more than happy to answer any additional questions that you might have about this service provided by D&B. Please feel free to contact me , via email or by calling .
Thank you again for your interest in the Self MonitorTM.
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Establish, Improve, and Protect your Credit with D&B
D&B is the recognized global leader in business information. Our database includes more than 100 million businesses from over 200 countries. We are used by over 90% of Fortune 1000 companies and thousands of small businesses every day to make decisions that already may have or could impact your business.
