Insurance company made me drive an hr and 15 min away to have my boat repaired because it was about $800 cheaper than the guy 30 min away where I submitted the original estimate - in my own area .. its bullshit Insurance companies predict what youre worth on the fire/water loss jobs .. almost wanna say," Ok if you only want to pay this, then Ill only do half ass." .. but I know you cant .. so then you dont .. ugh!!