concerning the heat exchanger...the hose is just the messenger, so if your machine can only do 1200 psi, then yes with 3/8 hose you will gain pressure at expense of lower heat
if your machine is capable of 3000 psi, then it dosnt batter what hose if the pressure is the same at the turbo/ tool. other than heat loss through that hose(single wire or double wire braid)
For the longest i ran 3/8 with 50 foot 1/4 whip
now i run 150 of 1/4 hose and adjust my pressure up.
It's nice not having to drag that 3/8 around
When I'm cleaning, its hard surface 99% of time, more pressure allows faster, better cleaning and times,