Mikey P
Administrator
I’ll keep enjoying my free mortgage payments for 3 months every second year....
are you in a 15 year yet?
I’ll keep enjoying my free mortgage payments for 3 months every second year....
True If you had the lump sum then there is definitely better ways to achieve that returnI always paid my mortgages off as soon as I could also but couldn't believe the mortgage rate my daughter received the other day.
At 2.875 there may be better places to park that extra money?
Market on fire Fred. Remember that horrble trade i did where the stock did a 15:1 reverse split? I’m back in the black now. Thanks to you and a lottle bit of Apple, tsla, hal, and LIT.True If you had the lump sum then there is definitely better ways to achieve that return
I just made additional principle payments until I was done with my mortgage
my rate in 1994 was 8.25 % back then though
Awesome !!those Contango instruments are scaryMarket on fire Fred. Remember that horrble trade i did where the stock did a 15:1 reverse split? I’m back in the black now. Thanks to you and a lottle bit of Apple, tsla, hal, and LIT.
I recently put some extra cash into PSHZF. Its a green play and this fund has beat the market pretty good over the last few years. So far I’m up 2% on it.Awesome !!those Contango instruments are scary
Oil is back , if you still like the sector I’d get out of UCO and grab a dividend play lik XOM
I had a meeting with my financial advisor yesterday.
There are many things I plan on changing over the next 5-10 years....
And yes, investing in quality stock was discussed in detail...
No, but working on it...are you in a 15 year yet?
Couldn’t tell ya, I don’t use Ultrapak...Since we're talking about saving money buying bulk...who offers the lowest price buying Ultrapak Extreme on a pallet?
Totally agree...Saving 20% on 5% of my costs for me is not a big deal. If 1% is a big deal to you there are probably other areas to get it more easily.
Georgia???
supplies are expensed in the fiscal year they are paid for
Does it differ where you’re from ?
I need to refi....and go to a 15 year. Hope rates are still low once I can qualify for a mortgage redo. Hard to do when on forbearance and unemployment. I have excellent credit (above 800) and equity in the house , no PMI. Have been paying my escrow but they won’t consider me.I always paid my mortgages off as soon as I could also but couldn't believe the mortgage rate my daughter received the other day.
At 2.875 there may be better places to park that extra money?
we have our annual tax but also a sales tax that in our case is two-monthly. As we immediately write off supplies (i.e. don't hold as a stock item) it is expensed immediately. In times of high sales by buying in supplies it lessens the sales tax payable for the period. There also some other" creative but legal" ways to defer tax??
supplies are expensed in the fiscal year they are paid for
Does it differ where you’re from ?
and only uses it on the one day a week that he baths.I buy toilet paper by the roll
I bet Hardball will sell you bulkWe usually order chems by the pallet. I’m doing so, we save on not only shipping, but get a bulk discount aswell.
Anybody else believe in this school of thought?
(on average, we save 300-400$ doing it this way)
I believe this is smart business....
IDK...I bet Hardball will sell you bulk
You bathe with toilet paper?and only uses it on the one day a week that he baths.