as mentioned, you need to set up an account.
there's three different levels/types of accounts if i recall right.
I "think" i chose the middle option.
for some reason I deemed it best for me.
anyway, there's no charge if paying thru PP, but anything payed to me, there is a 3% charge.
example, if I see something for $100 and payed thru PP I get $97 in my PP account.
The money stays in your PP account unless you transfer it to the bank account you list when you set up a PP account.
It generally takes a couple days for transfers from PP to show up in your bank account
check out PP and read thru the info on setting up an account.
It's pretty self explanatory.
if I could figer it out, I'm sure you can
..L.T.A.