Knowing what you know now, would you do it again. More than that, what about a young o/o? Knowing what capital it requires and sacrifices it takes, would you recommend?If you dont like after hours work then dont do it. Put 18% interest on past due if you have a slow payer. We currently have leins and judgements on 10 people. I will outlive them so it's a good retirement vehicle at 18%. Getting paid on one next week for 62k plus interest and they pay all collection costs. Only since last December but that's still a 6k bonus.