How much is the estimated insurance cost for cleaning vs water damage and restoration?
Lots of variables, so a discussion with a local insurance broker would be worth it.
To prepare for the "what if scenario", would it affect me adversely if I set my truck up for restoration with a 210 tank vs a mid-mounted 110 and adding a couple of additional items like the automatic pump out?
I think that's a personal preference. If
Butler's pump out is any good I'd save the space and weight of the big tank. We use
CDS units with 100 gallon tanks and pump outs. For cleaning it's never been a problem, as the tank typically doesn't fill during a normal day. At most we'll pump out once, and do it at the most convenient job.
Would it be worthwhile to take all the important restoration courses from the
IICRC to gain the education and qualifications for: Water Damage, Structural Drying, Applied Micromedial Remediation, Fire/ Smoke, Trauma, etc?
IICRC courses are a good start and aren't too difficult. You can decide if you're serious/good/profitable enough to step up to more advanced courses or get a CRS certification from the RIA. (That's the one that insurance companies recognize.)
Or is it truly best to not even think or prepare for restoration chances down the line by looking past the course and not setting up the van for potential restoration chances/opportunities in my early stages or down the line - 6 months at a time? (Was thinking about adding a professional and cleanly matching wrapped trailer with the necessary remaining equipment needed).
As a general rule I recommend letting your business build you into any diversification, unless you're the only horse in town and have to be a jack of all trades. I think the adding-a-trailer-later idea is a good cost-conscious way to be ready for restoration work on a small scale. You aren't driving a big rig when you don't need it, and the trailer doubles as storage. I've seen a lot of very large companies pull trailers lettered like their vans onto job sites. They look good to me.