workers comp in california

[jimmyolas]

what rates are you paying for carpet cleaning , our updated rate is 12.37.
does anybody have a better rate out there , and who is your carrier.
thanks jimmy

Carpet Cleaning Carlsbad

 

[truckmount girl]

Not to hijack your thread but I saw you on the freeway the other day coming North on the 15 from SD. tried to get your attention but you looked beat and i think you were messing with your phone. :shock:

Take care,
Lisa

 

[floorguy]

on those cali freeways :shock: :shock: :shock: :shock:

Deadman walking...who needs workmans comp



errrr DRIVING

 

[idreadnought]

thats about what we are paying. Highway robbery if you ask me. I know a mechanic that pays less. my company last year went up 50% from the year before. If you find a company that has killer rates please post them.

 

[ACE]

:shock: That's Nutz
Why so high in Cali?
I pay 1/3 of that in Kansas

 

[Lars]

Yes please do post the name of the insurance company you use. I have gotten bids for 17%. Looking for a better rate

 

[rwcarpet]

Mine in Ohio was high because I had a claim against me by a former employee from my embroidery business. I do have an MCO company that handles my claims, and it should be going down this year to manageable levels. I'll have to look up my last payment for the %.


Found it.......it's a little over 5% total payroll, but that is at the high claims rate.

 

[Vivers]

what rates are you paying for carpet cleaning , our updated rate is 12.37.
does anybody have a better rate out there , and who is your carrier.
thanks jimmy

Carpet Cleaning Carlsbad

We are with ADP and my Wife who handles this end of the biz says she thinks we are 10-11% with them. We use them for our pay roll service so maybe you get a better deal that way?

 

[juniorc82]

I pay my help through a temp and payroll service. If I recruit my own people the temp service charges me 35% of the employees wage. This includes work comp, payroll taxes , and unemployment as well as saves me a whole lot of desk time. I pay state minimum on my self which I think comes to about $150 per month.

 

[Willy P]

$416 a year here for me at maximum rate.$1.26 per hundred for employees.

 

[AJR]

6.85 cartpet cleaning
4.66 janitorial

if you do more than clean carpets why not use janitorial, carpet, floor waxing and cleaning in general would be clasified as janitorial IMHO.

 

[AJR]

i am surprised most of you even have workers comp. we always have but like most small owner opps are not required to if you have less than 5 employee's. my reason for having it is that we do a lot of commercial biz and even though most accounts dont ask for it when we present it with our bids they usually appreciate it. another thing a lot of small opps dont provide thier commecial biz with is e-verify that we do as well. in Al it is mandatory when bidding on state funded jobs lol.

 

[ruff]

i am surprised most of you even have workers comp. we always have but like most small owner opps are not required to if you have less than 5 employee's.

To my knowledge you have to carry it. Not a choice in CA.
Be glad to hear from others regarding what Al said.

I pay approximately 12% though it is supposed to go a little down once you have a good record. It's my first, so, I'm at the higher end.

 

[Ken Snow]

We have to in MI.

 

[joe harper]

Who Must Purchase Coverage



Construction companies in Florida must purchase workers' compensation insurance if they have one or more part- or full-time employees. Members of a limited liability company are considered corporate officers and may exempt themselves from the coverage requirements.
If construction industry contractors sub-contract all or part of their work, they must obtain proof of workers' compensation coverage or a Certificate of Election to be Exempt from all sub-contractors prior to work being started. If the sub-contractor is not covered or exempt, the sub-contractor's employees are considered employees of the contractor. The contractor will be responsible for any workers' compensation benefits to the sub-contractor's employees.



**********************************************************************
Any non-construction employer who has four or more part- or full-time employees must obtain workers' compensation insurance. Corporate officers are considered employees, unless they exempt themselves. Sole proprietors and partners are not considered unless they choose to be employees.
**********************************************************************



Agricultural employers with five or more employees and/or 12 or more seasonal employees (they must work for more than 30 days) must obtain coverage for those employees.
Any construction industry employer having one or more part- or full-time employees working in Florida must obtain a Florida policy through a Florida-licensed insurance company. If the employer has obtained an out-of-state policy, the insurance company must be licensed in Florida. Florida must be listed in Section 3A of the out-of-state policy.



Read more: Workers Compensation Requirements in Florida | eHow.com http://www.ehow.com/about_5208120_worke ... z21PdM59bf

 

[Lars]

what rates are you paying for carpet cleaning , our updated rate is 12.37.
does anybody have a better rate out there , and who is your carrier.
thanks jimmy

Carpet Cleaning Carlsbad

We are with ADP and my Wife who handles this end of the biz says she thinks we are 10-11% with them. We use them for our pay roll service so maybe you get a better deal that way?

Thanks Bill I will check with them. From what I have heard 10-11% is not bad for CA

 

[Willy P]

i am surprised most of you even have workers comp. we always have but like most small owner opps are not required to if you have less than 5 employee's.

To my knowledge you have to carry it. Not a choice in CA.
Be glad to hear from others regarding what Al said.

I pay approximately 12% though it is supposed to go a little down once you have a good record. It's my first, so, I'm at the higher end.

It's obligatory here as well. I'm not required to carry it on myself, but I do for safety's sake and you still have to produce a number that's issued by the government. They run the show here, and quite profitably.

http://www.worksafebc.com/

 

[rwcarpet]

We have to in MI.

I'll bet you've got a hell of a WC bill, Ken! Do you have MCO managing companies in Michigan that reduce your WC liabilities if your claims are low or non-exsistant?

 

[trojancarpetcare]

Yeah, us California guys get hammered for everything. But the place has year round great weather so work doesn't slack off or stop like elsewhere.

 

[Ken Snow]

Yeah it is outrageous- over 125k last year.