I called Billy today. Very nice guy. He fell asleep and ran into the back of a truck. Something anybody could do if you are working nights. His knee is jacked up very bad and will still be on the couch for a few more weeks. He feels very lucky.
Not being able to do his jobs, the commercial accounts started jumping ship. The insurance is good now but he was very nervous about that at first. His old company asked him to go back to work so he is going to do that.
I hope all goes well for him.